Need help w/ weight loss fitness exercise routine program for adult female?

HI, I am a 28yr old female that is 5’3 and weighs 160. I carry all my weight in my stomach, sides, and lower back. I would like to lose 20-30lbs in 6 months…in time for my wedding. :o )
I need help with a workout program I can do at home with free weights (I also have a kettlebell) and an elliptical.
My goals are to: lose weight, tone arms and abs (lower), and build muscle on my gluteous maximus.
I would like to know exactly what exercises I should do and when to do them. i have been told that it is good to work 2 areas a day, say back and arms on one day, and legs and abs another. Any advice would be helpful. Thanks..and wish me luck!
**please do not post anything about diet pills**
I want help losing wight by EXERCISING!!!!!